Hi, I'm Steven Swyers
Benefits strategy expert & advisor
I help companies navigate the complex world of employee benefits, creating tailored solutions that protect what matters most while maximizing value and cost-effectiveness.
"Your people aren’t just employees. They’re the reason your business works."
"Better benefits shouldn’t be confusing or expensive.they should protect families, keep great people on your team, and make financial sense for your business."
I’m Steven Swyers, a husband, dad of four, and benefits strategist who helps companies build transparent, cost-effective healthcare solutions that actually protect their people. From financial protection like disability and life insurance, to everyday care and innovative medical strategies, I make sure businesses can offer real benefits without the extra cost or confusion.
I’m local, independent, and easy to reach because in a small town your team isn’t just staff. They’re family, and I treat my clients the same way.
If you’re ready for a partner who cares about your business and your people, let’s talk.
How I Transform Benefits Programs
I partner with forward-thinking small businesses to implement benefit strategies that slash out-of-pocket expenses while offsetting relentless health insurance cost increases. My expertise in income protection and essential benefits delivers real financial security when your team needs it most.
Income Protection
Comprehensive coverage that safeguards your employees' financial stability during life's unexpected challenges.
Short-Term Disability
Long-Term Disability
Critical Illness
Accident Expense
Hospital Indemnity
Life Insurance
Essential Benefits
Core coverage that keeps your workforce healthy, productive, and focused on what matters most.
Direct Primary Care
Dental Insurance
Vision Insurance
Employer Sponsored Life Insurance
Health Insurance Solutions
Flexible, innovative health insurance options engineered to maximize value and minimize cost.
Fully Funded Solutions
Level-Funded Solutions
Self-Funded Solutions
ICHRA Solutions
Ready To Get Started?
Simple. Strategic. Built Around Your Business & Team.
Utilizing a strategic integration process, I partner with you to build a smart, layered benefits strategy that actually makes sense for your team and budget.
1.
Comprehensive Analysis
I analyze your workforce demographics, current spending, and employee needs to identify the optimal benefit mix.
2.
Custom Plan Architecture
I design a unified healthcare strategy that layers direct primary care, strategic insurance funding, and targeted protection benefits.
3.
Cost Reduction Strategies
By strategically combining funding models and benefit types, my goal is to reduce total healthcare costs while improving coverage.
4.
Seamless Implementation
I manage the entire rollout process, ensuring smooth integration of all benefit components with minimal disruption to your business.
Let's Make Your Benefits Make Sense!
No pressure. No confusion. Just a simple conversation to see if your current strategy is truly serving you and your employees.
Cost Optimization
Data-driven strategies that offset rising premiums while maintaining premium coverage quality
Financial Fortress
Multi-layered income protection ensuring your employees remain financially stable during medical events
Tailored Strategy
Bespoke benefit architectures designed around your unique business model and workforce needs
Employee Satisfaction
Increase retention and recruitment success with comprehensive, easy-to-understand benefit packages
"The best benefits don’t just check a box. They help your team feel valued and help you keep the people you can’t afford to lose."
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
Looking for a First-Class Group Benefits Consultant?
Looking for a First-Class Group Benefits Consultant?
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your employee benefits needs.
Company
Directories
Legal
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your Employee Benefits needs.
Company
Directories
Legal