Healthcare & Financial Protection at the
Next Level
Comprehensive Employee Benefits Designed For Small Businesses
I work with companies that care about their employees. They are tired of status-quo benefits, and they want to offer the best, most cost-effective solutions possible for the time and money spent on benefits.
Headquartered in Jefferson City, Mo, serving clients statewide.
The Benefit Struggle Is Real For Small Businesses
Providing affordable employee benefits as a small business is tough. Without the bargaining power of larger companies, health insurance costs more per employee, and the administrative burden can be overwhelming.
Many small business owners feel stuck- wanting to take care of their team but struggling to find cost-effective options. The good news? There are solutions designed specifically for businesses just like yours.
I specialize in helping small businesses build customized, affordable benefits packages that attract and retain employees without breaking the budget while simultaneously providing top tier healthcare solutions for employees and their families.
Common Challenges Small Businesses Face When Offering Benefits
HEALTHCARE AFFORDABILITY
SKYROCKETING MEDICAL PLAN PREMIUMS
UNPREDICTABLE ANNUAL COST INCREASES
STRUGGLE TO FIND AFFORDABLE COVERAGE
ADMINISTRATIVE COMPLEXITY
NO DEDICATED HR PERSONNEL
TIME CONSUMING BENEFITS MANAGEMENT
OVERWHELMING COMPLIANCE REQUIREMENTS
EMPLOYEE DIVERSITY CHALLENGES
VARIED EMPLOYEE NEEDS ACROSS DIFFERENT AGE GROUPS AND LIFE STAGES
DIFFICULTY DESIGNING FLEXIBLE BENEFITS THAT APPEAL TO ALL EMPLOYEES
LIMITED ABILITY TO CUSTOMIZE BENEFITS TO FIT NEEDS VS BUDGETS
EMPLOYEE EDUCATION & ENGAGEMENT
LOW EMPLOYEE UNDERSTANDING OF BENEFITS VALUE
HIGH EMPLOYEE TURNOVER DUE TO WEAK BENEFITS
CHALLENGES IN COMMUNICATING BENEFITS EFFECTIVELY
You run your business. Let us handle the benefits.
The Advantages of Working With Us
In today's competitive job market, a robust employee benefits package is your secret weapon for attracting and keeping the best talent. Our Tailored Employee Benefits Package is engineered to provide workplace solutions that address your unique needs, fostering growth for both your business and your team.
Tailored Benefits Designed for Your Business:Our experienced consultants work closely with you to create customized healthcare solutions that align with your company’s unique workforce, needs, and budget. We ensure your benefits package provides the right balance of coverage, affordability, and value.
Cost Control & Risk Management:
We help businesses manage costs, reduce claims exposure, and navigate risk with confidence. Our tailored programs not only protect your bottom line but also engage employees, ensuring they understand and appreciate their benefits while accessing quality care with ease.
Customized Funding Solutions:Whether you need a straightforward or strategic benefits plan, we specialize in designing and implementing self-funded, level-funded, and ICHRA solutions. Our expertise ensures your benefits package is cost-effective, flexible, and tailored to meet your company’s unique needs.
Custom Tailored Solutions Built From The Ground Up
Financial Security Through Income Protection: Provide your employees with peace of mind through comprehensive income protection, including short- and long-term disability, critical illness, and life insurance. Our clear, educational approach ensures they understand their options, offering financial stability and protection for life’s unexpected challenges.
Essential Benefits for Everyday Care:
Offer your employees premium dental and vision coverage, complemented by cutting-edge direct and virtual primary care services. These essential benefits ensure convenient, high-quality care for a healthier, more productive workforce.
Major Medical: We provide major medical plans designed to fit your business’s unique needs, serving as the protective “roof” over your employee benefits package. Our tailored approach ensures your team has access to the best coverage options, offering security and peace of mind.
It's The Details That Matter
Empowering Employees Through Education:
At WSI, we believe informed employees make the best benefits decisions. That’s why we take a proactive approach, engaging with your team before open enrollment to answer questions, address concerns, and simplify the process. Our interactive, hands-on method ensures employees feel confident and excited about their benefits, giving them a clear understanding of how their coverage supports their health and financial well-being.
Effortless Enrollment with Smart Technology:
We make benefits enrollment simple and stress-free by combining innovative technology with personalized support. Our modern platforms streamline the process, aligning with our educational approach to ensure a smooth, hassle-free experience. Employees can easily navigate their options, making informed decisions with confidence.
Ongoing Support Beyond Enrollment:
Our commitment doesn’t end after open enrollment. With our dedicated B.O.S.S. Team, we provide year-round support tailored to the needs of your business and employees. Whether it’s answering questions, resolving issues, or optimizing benefits, we ensure a seamless experience every step of the way.
Building The Best Benefits,
Layer By Layer
Let's build a custom benefits house that your employees can rely on. Partner with us to construct a tailored package that provides security from the ground up OR let's fix the cracks in your current benefits package.
Benefit House-FOUNDATION
Protecting What Matters Most like any solid home, your benefits starts with a strong foundation. Our paycheck protection plans- ensure your employees' financial security remains unshaken when life's storms hit.
Protect What Matters Most!
SHORT & LONG-TERM DISABILITY INSURANCE
Disability Insurance (Paycheck Protection) plays a vital role to ensure employees can meet their financial obligations and maintain their standard of living even when they can't work.
LUMP-SUM CRITICAL ILLNESS & CANCER
Provides financial protection and peace of mind during medical recovery, reducing stress about bills and income.
GROUP TERM LIFE INSURANCE
Portable, Guaranteed Issue, and Simple Term Life Insurance that can cover the entire family!
HOSPITAL INDEMNITY INSURANCE
Comprehensive, affordable, and guarantee issue. No age bands! Provides cash benefits for hospital-related expenses and lost income, greatly reducing out-of-pocket expenses.
ACCIDENT EXPENSE INSURANCE
Comprehensive, affordable, and guarantee issue. No age bands! Provides cash benefits for hospital-related expenses and lost income, greatly reducing out-of-pocket expenses.
Benefit House-WALLS
Just as walls provide everyday shelter and comfort, our essential benefits wrap around your employees' daily health needs. We create a structure of ongoing support that keeps your workforce healthy and productive.
Covering Your Daily Needs!
DENTAL & VISION INSURANCE
The best networks, The best coverages, The best underwriting packages for small & medium size businesses!
EMPLOYER SPONSORED LIFE INSURANCE
Simple, affordable, EMPLOYER SPONSORED GROUP Life Insurance that you can afford for your employees, making them feel even more valued.
DIRECT PRIMARY CARE
Having Direct Primary Care built directly into your package allows employees to see a dedicated primary care doctor as often as needed. Preventative care, minor lab work, and office visits are included with NO Copay, NO Coinsurance, and NO Deductible. Direct primary care covers 80-90% of your day-to-day medical needs while bypassing the delays and markups of traditional health insurance.
Benefit House-
ROOF
Topping it all off, major medical coverage serves as your benefits package's roof - the ultimate layer of protection that shields your employees from life's biggest healthcare challenges. This crucial coverage completes your benefits structure, ensuring your employees are fully protected, just like a well-built home.
Major Medical & Catastrophic Coverage
Tired of skyrocketing health insurance costs? We've got your back! We're flipping the script on the traditional status-quo and providing game-changing solutions!
We look at your demographics, needs, desires, budget and will build options that are simply, the best fit for your business and employees!
About Me
Providing Solutions That
Deliver Results!
Expert Consulting: Leverage our expertise to develop lasting, customized benefits solutions that align with your business and your employees goals.
Innovative Approaches: Break free from traditional insurance molds with our innovative plans that provide cost-effective solutions and ensures compliance with healthcare regulations.
Building Trust & Authority: Our solutions are crafted with precision, ensuring you can confidently retain top talent and feel great about offering benefits that truly make a difference to employees.
Reviews
Real-Life Testimonials
From Satisfied Clients
Kara- HR
Steven is amazing! The way he educates our staff on how to use their benefits is incredible!
Misty-HR
As an HR Executive, Steven plays a crucial role in helping me navigate our benefit options.
Rachel- HR
When Steven comes to meet with our new hires, he makes insurance fun and easy for them to understand. It makes my job so much easier!
Reviews
Real-Life Testimonials
From Satisfied Clients
Kara- HR
"Steven is amazing! The way he educates our staff on how to use their benefits is incredible!"
Misty-HR
"As an HR Executive, Steven plays a crucial role in helping me navigate our benefit options."
Rachel- HR
"When Steven comes to meet with our new hires, he makes insurance fun and easy for them to understand. It makes my job so much easier!"
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
Looking for a First-Class Group Benefits Consultant?
Looking for a First-Class Group Benefits Consultant?
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your employee benefits needs.
Company
Directories
Legal
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your Employee Benefits needs.
Company
Directories
Legal