Benefits That Make Sense—Finally.
No jargon. No fluff. Just clear, cost-effective insurance solutions built for businesses.
Headquartered in Jefferson City, Missouri.
Serving Businesses State-Wide.
Confused by Employee Benefits? Your Not Alone.
Most small businesses are stuck with outdated and ineffective benefits solutions. I'm here to change that.
Rising Premiums
Unpredictable increases make it impossible to budget and plan for growth.
Overcomplicated Options
Technical jargon and overly complex plans leave everyone confused
Underutilized Benefits
Expensive plans that employees rarely use or don't understand how to access
Simple. Strategic. Built Around Your Business & Team.
I don't sell cookie-cutter plans. I partner with you to build a smart, layered benefits strategy that actually makes sense for your team and budget.
Protecting Income & Families
Core coverage that secures what matters most when the unexpected happens.
Reducing Out-of-Pocket Risk
Strategic solutions that minimize financial exposure for both you and your employees.
Supporting Everyday Healthcare
Practical benefits your team will actually use, creating real value daily.
Avoiding Overpriced Plans
Customized solutions that eliminate waste and maximize your benefits investment.
What Does a Smart Benefits Package Actually Look Like?
Introducing the Build Better Benefits Framework — a strategic, layered approach to building benefits that provide maximum protection, affordability, and simplicity.
A Strategy That Just Makes Sense
Start With Protection That Matters
Lay The Groundwork With Financial Security
Every benefits package should start with a safety net. Your employees can’t focus on work when they’re worried about how they’ll pay the bills after an accident or medical emergency. These core benefits offer income protection and peace of mind when life takes an unexpected turn.
Accident Expense
Short-Term/Long-Term Disability
Hospital Indemnity
Critical Illness
Life Insurance
Reduce turnover, boost loyalty, and protect your people with affordable benefits that fill the critical financial gaps major medical leaves behind.
Support Everyday Wellness
Put Up The Walls With Practical, Everyday Healthcare
Now that your team is protected from the unexpected, it’s time to support their day-to-day health. This layer makes it easier for employees to stay well, get treatment fast, and avoid costly delays in care—all without burdening your budget.
Dental & Vision
Direct Primary Care (DPC)
24/7 Virtual Health
Employer-Sponsored Life Insurance
Keep your team healthier and more productive with benefits they can actually use—without the high costs or headaches of traditional care access.
Cover Big Risks With Confidence
Top It Off With Strategic Major Medical
The roof is your plan’s final layer—protection from the biggest financial storms. Whether you’re offering traditional group health or exploring innovative solutions like ICHRA, this is where we help you shield your business and team from the highest-cost claims without overspending.
Group Major Medical Plans
Level-Funded Plan Options
ICHRA Options
MEC Plans
Attract top talent, stay compliant, and give your team the coverage they deserve—with a flexible structure built for businesses under 50 employees.
Ready To Build Your Benefit House?
About Me
Providing Solutions That
Deliver Results!
As an independent agent with Worksite Innovations Insurance Group, I'm committed to providing honest advice and personalized insurance solutions that actually work for your specific needs.
For over a decade, I've been helping business owners create benefits packages their employees love while saving on costs. I also work with individuals and families to secure affordable coverage that gives real peace of mind.
Expert Consulting: Leverage our expertise to develop lasting, customized benefits solutions that align with your business and your employees goals.
Innovative Approaches: Break free from traditional insurance molds with our innovative plans that provide cost-effective solutions and ensures compliance with healthcare regulations.
Building Trust & Authority: Our solutions are crafted with precision, ensuring you can confidently retain top talent and feel great about offering benefits that truly make a difference to employees.
Reviews
Real-Life Testimonials
From Satisfied Clients
Kara- HR
Steven is amazing! The way he educates our staff on how to use their benefits is incredible!
Misty-HR
As an HR Executive, Steven plays a crucial role in helping me navigate our benefit options.
Rachel- HR
When Steven comes to meet with our new hires, he makes insurance fun and easy for them to understand. It makes my job so much easier!
Reviews
Real-Life Testimonials
From Satisfied Clients
Kara- HR
"Steven is amazing! The way he educates our staff on how to use their benefits is incredible!"
Misty-HR
"As an HR Executive, Steven plays a crucial role in helping me navigate our benefit options."
Rachel- HR
"When Steven comes to meet with our new hires, he makes insurance fun and easy for them to understand. It makes my job so much easier!"
Let's Make Your Benefits Make Sense!
No pressure. No confusion. Just a simple conversation to see if your current strategy is truly serving you and your employees.
Lower Costs
Reduce your benefits spend while improving coverage quality.
Higher Value
Benefits your team will actually use and appreciate.
Peace of Mind
A strategic partner who handles the details for you.
STOP OVERPAYING FOR UNDERUTILIZED BENEFITS
START BUILDING A STRATEGY THAT WORKS!
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
Looking for a First-Class Group Benefits Consultant?
Looking for a First-Class Group Benefits Consultant?
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your employee benefits needs.
Company
Directories
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Worksite Innovations Insurance Group is committed to serving you at the highest level with all your Employee Benefits needs.
Company
Directories
Legal