Hi, I'm Steven Swyers
Benefits strategy expert & advisor
I help companies navigate the complex world of employee benefits, creating tailored solutions that protect what matters most while maximizing value and cost-effectiveness.
Who I Am
I’m Steven Swyers, a husband, dad of four, and independent benefits strategist. I help companies protect their people and control healthcare costs by building smarter, layered benefit strategies that work with or without major medical health insurance.
Who I Serve
I work with locally owned businesses, who:
Want to offer better benefits but can't afford traditional health insurance
Already offers health insurance but wants to reduce deductibles, co-pays, and out of pocket expenses for their employees
Values local service and simple, effective solutions
Building Benefits That Work In The Real World
Income & Family Protection
Protect paychecks and families through affordable, cash-paying coverage that compliments any health plan.
Short-Term Disability
Long-Term Disability
Critical Illness
Accident Expense
Hospital Indemnity
Life Insurance
Financial protection that keeps employees stable and businesses resiliant.
Everyday Care & Access
Your team shouldn't have to delay care because of cost or complexity. I help make everyday healthcare simple and affordable.
Direct Primary Care
Dental Insurance
Vision Insurance
Employer Sponsored Life Insurance
Keeps your team healthy, happy, and engaged - without increasing your health plan premiums.
Strategic Cost Control
No matter what type of major medical health insurance model you use, I custom tailor essential benefits to strengthen your overall benefit strategy.
Offsets deductibles and co-pays for employees
Reduces claims exposure and stabilizes renewal costs
Improves plan efficiency and employee satisfaction
Works seamlessly with any existing health plan or carrier
Keep your entire benefits strategy strong and sustainable without having to change your health plan and face increasing rates.
The Result? Stronger Benefits, Lower Costs, Happier Teams.
Employees protected from financial stress
Predictable, sustainable healthcare budgets
Improve retention and morale
A benefits strategy that finally makes sense
"You don't need to overhaul your health plan. You just need to strengthen it."
Ready To Get Started?
Let's Build A Smarter Benefits Plan For Your Team
No pressure. No confusion. Just a simple conversation to see if your current strategy is truly serving you and your employees.
Cost Optimization
Data-driven strategies that offset rising premiums while maintaining premium coverage quality
Financial Fortress
Multi-layered income protection ensuring your employees remain financially stable during medical events
Tailored Strategy
Bespoke benefit architectures designed around your unique business model and workforce needs
Employee Satisfaction
Increase retention and recruitment success with comprehensive, easy-to-understand benefit packages
"The best benefits don’t just check a box. They help your team feel valued and help you keep the people you can’t afford to lose."
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
More Info
Important Questions
Is Offering Group Benefits Right for My Business?
Yes! Group Benefits are ideal for businesses seeking to attract skilled talent and improve workforce morale. Customizable plans allow you to match the unique needs of your team while managing costs effectively.
How Much Should I Budget for Group Benefits?
Costs vary depending on the size of your team and the level of coverage you select. Studies show that 82% of employees say a good benefits package impacts their decision to stay at a company.
Can I Offer Benefits to Part-Time Employees?
Yes, many plans offer flexible options for part-time team members, ensuring inclusivity and support for your entire workforce.
What Types of Benefits Have the Most Impact?
Health insurance, retirement savings, and wellness programs are highly valued by U.S. employees, with 49% prioritizing benefits over pay. Offering these can significantly improve satisfaction and retention.
How do I Sign Up?
Schedule a consultation to customize a Group Benefits plan for your team and get started quickly. We'll guide you every step of the way.
Looking for a First-Class Group Benefits Consultant?
Looking for a First-Class Group Benefits Consultant?
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your employee benefits needs.
Company
Directories
Legal
Worksite Innovations Insurance Group is committed to serving you at the highest level with all your Employee Benefits needs.
Company
Directories
Legal